Dated: May 25, 2018
# GDPR Compliance - Data Protection
WHAT IS A COOKIE?
A cookie is a tiny text file created and stored by a website and places in your devices such as Laptop, PC, mobile or any other, with information on your navigation in that website. Cookies are used by websites to facilitate navigation and it does not damage your device.
FOR WHAT ARE COOKIES USED IN THIS WEBSITE?
The cookies are used to function our website properly. The principal objectives of our cookies are to improve your navigational experience. The information collected in the cookies also allows us to improve the website, by means of estimates on the numbers and patterns of use, the adaptation of the website to the users' individual interests, the improved speed of the searches etc
FOR WHAT ARE THE COOKIES NOT USED IN THIS WEBSITE?
We do not store sensitive information of personal identification such as your physical address, credit card, gender, name, contact number, etc.
WHO USES THE INFORMATION STORED IN THE COOKIES?
The information stored in the cookies of our website is used exclusively by us, with the exception of that of Google Analytics and Google AdSense, which are used and managed by Google and by us for statistical aims.
Yes, the cookies can be deactivated. However, if you select this configuration, you might not be able to access certain part or complete part of our website, it may cause less efficient navigation and you cannot take advantage of some of our services. If you prefer to restrict, block or erase the cookies from this website, you can do so by modifying your browser's configuration. Although the parameterization of each browser is different, the configuration of the cookies is usually done in the "Preferences", “Settings” or "Tools" menu. For more details on the configuration of the cookies in your browser, consult browser’s "Help" menu.
Terms of service
The present General Terms & Conditions (GT&C) establish the conditions of sale for the services of betaburg accessible through the betaburg web-based platform available at the site http://www.betaburg.com . Our Services allow individuals and businesses (Clients) the ability to capture, track and store their business expenditure receipts, as well as express their way of thinking and maintain to do list. The receipts are digitalized and uploaded to the Site via web, the reports are automatically generated and can be further processed according to the options as per chosen subscription. Contract between betaburg and the Client is entered into by signing a specific agreement or by registering at the Site, filling in the Order Form and accepting the present GT&C either manually or electronically. By accepting these GT&C, and/or by accessing and using betaburg Services Client(s) shall represent and acknowledge to have read, understood, and agreed to be bound by these GT&C and to have rendered their informed consent to the transaction data exchange between betaburg platform and any other data processing necessary and specific to the qualitative provision of the betaburg Services. The Client(s) entering into the Contract on behalf of a company or another (legal) entity shall warrant to have the authority to bind such entity and its representatives to the Contract. The Client(s) and betaburg are jointly referred to hereby as Parties.
Prices and Invoicing
The betaburg prices are invoiced as indicated in the Contract. The prices are exclusive of VAT (and other indirect taxes). Invoices are issued monthly/yearly for each full month of subscription (*1) and are payable via paypal, credit card or direct debit every month. All subscriptions for betaburg are entered into for indefinite duration and come into effect as from the date of the Client(s) registration at the Site. The Contracts that are paid monthly can be terminated upon 1 (one) month prior notice; price revisions can be applicable monthly. The Contract that are pre-paid for 12 (twelve) months (*2) can be terminated upon prior notice given at least 1 (one) month before the end of the pre-paid period; price revisions can be applicable upon expiry of the pre-paid period. Betaburg can add or withdraw free months of subscription to Client’s Accounts at its full discretion, but is under no obligation whatsoever to provide the Client(s) with equal treatment in this regard. The Client expressly renounces from any repayment of amounts pre-paid in advance. In case of non-payment of an invoice on the due date the interest of 1% (one percent) per month (calculated pro rata temporis) on the outstanding amounts will be owed ipso iure without any notification of payment default being required. Moreover, the due amount can be, ipso iure and without any notification of payment default being required, increased by a contractual indemnity and by any other possible collection costs such as recovery costs and legal fees. Non-payment, even partial, renders invoices not yet due, payable without any formality or notification. Without prejudice to the preceding and without any prejudice to the payment obligation of the Client(s), each protest must be communicated within a period of 8 (eight) calendar days as of the invoice date by a motivated registered letter. After this period, the Client(s) shall be deemed to have definitively accepted the invoiced amount. The Contract may be terminated or suspended by betaburg immediately upon notification if the Client fails to pay its due invoices, in the event of apparent insolvency, or if the Client violates the terms of the Contract.
For the active Client’s Accounts betaburg shall store all data and provide the Client(s) with access to the Account data going back for at least 10 (ten) years. Upon termination of the Contract the Client can request in his termination notice to make his data available for export in one of the specified formats for offline retention at his own discretion and responsibility. Upon specific request of the Client his data after the Contract termination can also be stored by betaburg at a fee (*4) in order to be consulted for accounting and other reporting purposes by an administrator designated by the Client.
betaburg employs the latest available technology in order to ensure the correctness and accuracy of the information derived from the digitalized receipts. However, responsibility for the (control of) correctness, accuracy and completeness of any data uploaded to the Site incontestably rests with the Client(s). betaburg web-based spend management platform is not an accounting software and no warranties express or implied are provided for its fitness, merchantability or reliability for the specific purposes such as tax compliance, financial management or other. The Client(s) should rely on the professional products and appropriate advice in order to ensure correct fulfillment of such purposes. betaburg is bound by “standard duty of care” in maintaining the availability of betaburg Services. In the event of a disruption of betaburg Service (for example, when - for whatever reason - no link can be established to the Site), betaburg will use all reasonable efforts to remedy such disruption, insofar as betaburg is responsible for it pursuant to the above mentioned standard duty of care.
Limitation of Liability
Under no circumstances shall betaburg be liable for any loss or damage caused by the reliance of the Client(s) on any information, statements or reports obtained at or via the Site and/or resulting from the use of betaburg Services; this concerns any damage claims (be it direct or indirect damage), except for the events explicitly provided in the applicable Consumer Protection Laws. This limitation of liability includes, but is not limited to accidental transmissions of any electronic viruses; mechanical or electronic failures of equipment, telephone or communication lines; unauthorized access; theft; operator errors or other similar events. The Client(s) hereby acknowledge(s) that betaburg can in no sense be held liable for the choice, use and/or the economic impact of betaburg Services as well as for its non-compliance with the objectives of the Client(s). The information, software and description of betaburg Services published on the Site may contain inaccuracies or typographical errors. betaburg may improve or change the Site content at any time, but is under no obligation to do so and any liability for such inaccuracies and errors is hereby explicitly disclaimed. Betaburg will not be liable towards the Client(s) for any damage claims, if it is not in a position to meet its contractual obligation pursuant to force majeure circumstances such as, but without this list being limited to: strikes, sabotage, natural disasters, acts of the governments and legal or administrative restrictions.
In the event of conflict between clauses of the Contract, the Order Form has priority over the present General Terms & Conditions. The Contract represents the complete Contract between the Parties and replaces and nullifies all prior oral and/or written agreements. The general terms & conditions of the Client(s) are not applicable. betaburg reserves the right to transfer or assign its obligations and rights under its Contracts to companies within betaburg. In the event of the invalidity of a clause, the Contract is not invalid but the clause (s) is (are) to be replaced by a clause that approaches the content thereof or the aim of the Parties the closest. (1) Users added to the Account during the current month are invoiced as from the following month. (2) Users added to the Account with the pre-paid subscription during the pre-paid period are invoiced as from their registration at the Site for the number of full month remaining to the end of the pre-paid period. (3) In performance of non-prepaid Contracts a User can been given the “inactive” status by the account administrator. In the event when such “inactive” status lasts longer than 1 (one) month, the respective User shall not be included in the count for invoicing purposes until his status has been reactivated and he resumes the use of the betaburg Services. (4)The annual storage fee applicable after the Contract termination shall amount to 20% of the total value of all invoices issued by betaburg and paid by the Client in the last 12 months prior to the termination of the Contract.
At betaburg, we understand well the need of privacy and safety. We consider our clients trust as one of our most valuable assets. Therefore, we want to do the utmost for your data to be safe with us.
This document describes how we collect and use the data concerning the use of our services. We keep it simple and easy to understand, as our company has been built on openness and our services on trust. Here you will also find our contact information in case you would need any further assistance. betaburg services in the areas of expense management using modern technology solutions. Our expense management services allow the client to capture, track and store his business expenditure receipts, which are uploaded via either web, e-mail and/or mobile applications. This policy applies to all the platforms you can use to get access to our services and all the data we collect using those platforms. This policy may change when the applicable legislation changes or if we decide to extend our services. Please visit this page regularly to be up to date.
Please refer to the top of this page
What kind of information we collect
Depending on the services you or your employer has selected, we collect some specific information about you.
To provide you with the best services, we need to know certain things about you, like your first name, last name, ID document number, contact details, email address, gender, photos and others.
In order to perform our expense management services, we may also receive and store the following information about you, scanned expense/income receipts, description, which may include personal data such as name, address, items and sometimes location.
Use of our services does not always require users to fill in or upload sensitive personal data. In order to avoid unnecessary exposure, we ask you to make sure that this sensitive personal data are not filled in or uploaded to your account (intentionally or accidentally) in any form as photos, notes or other if it is not necessary.
Information we collect automatically when you use our services
When you use our services we also collect certain information automatically like your IP address, browser type and version or mobile device data and local settings, e.g. language; activity on our website, including the pages you visited and searches you made.
Share / Refer a friend
In case you share or refer any public data of our site, you must always seek your friend’s consent to our use of your friend’s name and e-mail address to contact them about our services. By providing us with your friend's name and email address, you warrant that your friend consents to such contact.
What is the purpose of data collection
We need your data to process and provide you expense tracking, to do and social media services requested / required by you to facilitate your life.
How long do we store your data
Personal data is gathered for a specific purpose and stored also for a specific purpose. The overall rule we apply is that we will delete all the data within 6 months after the end of the year when the data is no longer needed for any purpose. Please be aware that there are various purposes for which we gather and later process your personal data. We take into consideration all those purposes and have defined a data retention period for each category of the personal data. Why do we put the deadline on 6 months after the end of the year of termination of the purpose? Because, even though we regularly delete the data that is not needed anymore from our system, this deleted data may stay in the system or the infrastructure logs and backups. These logs and backups are deleted within a period of 6 months.
Whom we share your data with
betaburg provide users with the platform that gives you access to multiple different services.
Where is your personal data processed
We mainly process your personal data in our server located in US. Some of these sub-processors may be located outside of the US. They have been selected carefully and all have adequate privacy guarantees in place.
How we secure the data
We use appropriate technical and operational measures (e.g. data encryption, security audits,, hashing, etc.) to secure information collected by betaburg to be compliant with all applicable regulations regarding personal data protection and our contractual obligations.
When providing our services, we only engage subcontractors, parent or subsidiary companies which adhere to equivalent rules on the protection of personal data in line with EU regulations.
betaburg services are meant to be used by adult users. Underage persons’ data will be collected only with parents / legal guardians’ permission.
You have a right to review the information we collect about you. It is available in your profile and you can always ask for a proper data record by emailing us at email@example.com
You can always contact us if you believe that we are no longer entitled to use your personal data, or if you have any other questions about how your personal information is used. Please email or write to us using the contact details below. We will handle your request in accordance with all applicable EU & national data protection laws.
contact: firstname.lastname@example.org or email@example.com
Who is responsible for data processing
betaburg team is responsible for data processing
Data Protection Officer
Contact firstname.lastname@example.org, in case you want to talk to Data protection officer
What we will do if there is an update to this policy
From time to time we may change our privacy practices. We will notify you of any changes to this Policy as required by law. We will also post an updated copy on our website. It will have a different date and version number from the one set out below. Please check our site periodically for updates.
* Information you provide us *
betaburg need a set of data to perform their services for you i.e. your first name, last name, e-mail address, gender, country, contact details sometimes date of birth, and payment methods. We also encourage you to provide us with document details and other information.
*Information collected automatically *
All contacts with betaburg platform or with its Customer Service via phone, e-mail, or any other channel will be a source of information about you and your preferences. We collect all the communication between you and betaburg. as well as automatically registered data about your contacts with betaburg platform and services like IP address, web browser used, device used, and localisation or language settings, third party applications you use to contact us.
For the purpose of administration and maintenance works, we collect logs of operations on betaburg platform especially all incidents and technical errors that might occur. We might also use collected user operations data to prevent fraud and misuse of our services.
We might also ask you for an opinion about our services to help us understand your needs and provide better services for you and other our clients.
*Information collected from other sources*
We receive personal data about you from business partners that distribute our services by way of a co-branded or private-labeled website, business partners that offer their products and/or services via our services, or business partners that provide services in connection with our services (e.g. payment processing services).
betaburg services are available through our own platforms and applications and through integrated third party software web pages, social media platforms. We will collect information provided by integrated third party software to perform and improve our services.
betaburg are also integrated with multiple services providers. Those third parties take part in whole management service and share the data with the betaburg platform, which manages it all.
Purpose of data processing
We use the information collected about users for providing and improving the services we offer. We can use it for:
1. Managing expenses: this is the main reason for the collection of your data when you are using our expense management module. It is necessary to recognize your expenses, letting you report them and allow the system to process them.
2. Marketing: we use your data for marketing and training purposes:
a. We use contact data to send information about products and services.
b. We use collected data to personalise search results in the betaburg platform and applications and to recognize you when you visit or return to our website, so we can show you ads or other content tailored to your preferences;
c. In case of participations in any promotion events and loyalty programs, we use your data to manage those events.
3. Market analysis: We can use anonymized data for the analysis of the market. Non-anonymized data or opinions can be collected only if you will agree.
4. Misuse detection: Data collected allows us to monitor user behaviour and detect misuse of our services or applications, frauds and other potentially dangerous actions.
5. Service improvement: Data analysis is used to improve our services, to understand our client needs, negotiating with our providers, improving usability of our applications and eliminating problems and issues.
6. Service monitoring: All technical components of the betaburg platform and integrated applications collect user operations logs, errors and technical alerts for the purpose of system administration and maintenance.
7. Legal needs: if some cases your data can be used to solve any legal dispute or administrative proceeding.
We collect and process your personal data based on:
1. Contractual obligations: using your data is necessary to fulfil contract between you and us.
2. Legitimate interest: we can use your data to provide you with the best available expense, to do and social services: personalised application, messages and search results, providing you proper help and product and training information, for administrations and maintenance purposes, fraud detection and for legal reasons.
3. Your permission: we can ask you for a permission to use your data for special marketing purposes. You can revoke such a permission any time by contacting us.
With whom we can share your data
We share the information we collect about you according to the purpose of data collection.
Solely for purposes of service level assurance we may use third party providers, who supply us with their specialized service. In the framework of their service provision, our partners may process application and personal data, but they can never get or link it to any customer details which are not included in those items. We may cooperate with our partners based within or outside the EU, however, all of them without any exception have appropriate technical and organizational measures in place to protect your personal data and they have provided us with adequate contractual guarantees in this regard.
Data shared to manage expenses
For managing your expenses, we may share your data with:
1. Our Optical Character Recognition (OCR) service provider we use to process electronic images of the receipts and other documents you might upload, and only those images.
2. Your employer or an organization that manages your expenses using our services. We report your expenses to your employer, or if you are a guest to your host our client, we will report the data back to them
3. betaburg entities that provide services or process the data on our behalf, as we centralize our operations.
We can also share your data with:
1. Vendors, consultants and business partners who help us to carry out work on our behalf.
2. Competent authorities, we may disclose personal data so far as reasonably necessary: if we think you have or may have breached our general terms and conditions or to enforce our rights or protect the public or where we have reasonable grounds for believing that a criminal act has been committed or if we are required to do so by law or appropriate authority.
3. With involved parties in the case of an actual or proposed (including negotiations) sale or merger or business combination involving of all or the relevant part of our business.
4. Other services users (or groups of users) or public, but only the content you provide on such a forum.
5. In aggregated and anonymized form, which cannot be used to identify person.
Where we process your personal data
Your personal data may be stored, used and otherwise processed within and outside of the European Economic Area (EEA). We may also store, use or otherwise process personal data outside the EEA. We will always take steps to ensure that any international transfer of information is carefully managed to protect your rights and interests.
betaburg uses social media and instant messaging platforms in several ways. We promote our services and products or services and products of our partners. We share information about our work and we gather feedback and marketing data. We also use social media and instant messaging platforms to support online usage of our services.
We are offering services through social media and instant messaging platforms. You are already part of this social media platform and take advantage of this channel of communication with us. Our system will be able to send you some notifications and you will be able to perform actions, as you would do in our system.
You can also allow us to use some of the social media platform data, available on your profile like photo, email address or name. On our pages and in our application we have placed social media plugins (i.e. like or share buttons). If you will use it, some of the data will be shared with social media platform and it can be shared with larger audience according to your own social media privacy settings.
Cookies and other tracking tools
What are cookies and how do they work?
Cookies are small bits of text that are downloaded to your computer or other device when you visit a website. Your browser sends these cookies back to the website every time you visit the site again, so it can recognise you and can then tailor what you see on the screen.
Cookies are used for different purposes. They allow you to be recognized as the same user across the pages of a website, between websites or when you use an app.
• Technical cookies
We try to give our visitors an advanced, user-friendly website and apps that adapt automatically to their needs and wishes. To achieve this, we use technical cookies to show you our website, to make them function correctly, to create your user account, to sign you in and to manage your bookings. These technical cookies are absolutely necessary for our website to function properly.
• Functional cookies
• Analytics cookies
We use these cookies to gain insight into how our visitors use our website and apps. This means we can find out what works and what doesn't, optimize and improve our websites or apps, understand the effectiveness of advertisements and communications, and ensure we continue to be interesting and relevant. The data we gather can include which web pages you have viewed, which referring/exit pages you have entered and left from, which platform type you have used, which emails you have opened and acted upon, and date and time stamp information.
It also means we can use details about how you’ve interacted with the site, such as the number of clicks you make on a given page, your mouse movements and scrolling activity, the search words you use and the text you enter into various fields. We make use of analytics cookies as part of our online advertising campaigns to learn how users interact with our website or apps after they have been shown an online advertisement. This may include advertisements on third-party websites.
• Commercial cookies
We can use third-party cookies as well as our own to display personalized advertisements on our websites and on other websites. This is called “retargeting,” and it is based on browsing activities.
How you can control cookies.
To learn more about cookies and how to manage or delete them, simply visit allaboutcookies.org and the help section of your browser. In the settings for browsers such as Internet Explorer, Safari, Firefox or Chrome, you can set which cookies to accept and which to reject. Where you find these settings depends on which browser you use. Use the "Help" function in your browser to locate the settings you need.
If you choose not to accept certain technical and/or functional cookies, you may not be able to use some functions on our website. We currently do not support “Do Not Track” browser settings.
How long do we store data
Data retention schedule for our application users
1. Name, login, title, email address, IDs assigned by the controller. – Account deactivation + 10 years
2. Address (work and home), other addresses, telephone number (work and home). – Data deleted, account deactivated or requested to stop processing / delete data
3. ID card number, passport number, drivers license number, license plate number, membership details, etc – Data deleted, account deactivated or requested to stop processing/delete data
4. IP addresses, cookies, connection moments, etc. – Account deactivation + 10 years
5. Cell tower data, GPS data, etc – Account deactivation or consent withdrawn
6. Financial data such as Amounts paid and payable by the data subject, awarded credit lines, sureties, payment method, payment overview, deposits and other guarantees. - Moment of transaction related invoice payment recognized + 10 years
7. Personal details such as Age, sex, birth date, place of date, nationality, interest etc. – Data deletion, account deactivated or requested to stop processing / delete data
8. Information regarding your day to day behavior and activities – Data deleted, account deactivated or requested to stop processing / delete data
9. Social media data, camera recording, photographic recording, digital photos, scan documents, sound recroding, etc – data deleted, contract end, request to delete data / stop processing.
10. All types of logs – Account deactivation + 10 years
Right of access
You can request access to your Personal data. You may also request rectification of inaccurate Personal data, or to have incomplete Personal data completed. You can request any available information as to the source of the Personal data, and you may also request a copy of your Personal data being processed by us.
Right to be forgotten
Your right to be forgotten entitles you to request the erasure of your Personal data in cases where:
1. the data is no longer necessary;
2. you choose to withdraw your consent;
3. you object to the processing of your Personal data by automated means using technical specifications;
4. your Personal data has been unlawfully processed;
5. there is a legal obligation to erase your Personal data;
6. erasure is required to ensure compliance with applicable laws.
Right to restriction of processing
You may request that processing of your Personal data be restricted in the cases where:
1. you contest the accuracy of the Personal data;
2. we no longer need the Personal data, for the purposes of the processing;
3. you have objected to processing for legitimate reasons.
Right to data portability
You can request, where applicable, the portability of your Personal data that you have provided to us, in a structured, commonly used, and machine-readable format you have the right to transmit this data to another Controller without hindrance from us where:
1. the processing of your Personal data is based on consent or on a contract; and
2. the processing is carried out by automated means.
You can also request that your Personal data be transmitted to a third party of your choice (where technically feasible).
Right to object to processing for the purposes of direct marketing
You may object (i.e. exercise your right to “opt-out”) to the processing of your Personal data particularly in relation to profiling or to marketing communications. When we process your Personal data on the basis of your consent, you can withdraw your consent at any time.
Right not to be subject to automated decisions
You have the right not to be subject to a decision based solely on automated processing, including profiling, which has a legal effect upon you or significantly affects you.
Right to lodge a complaint to the competent Supervisory Authority
If you have a privacy-related complaint against us, you should complete and submit the Complaint/Data Subjects’ Request Form or make your complaint by email or by letter in accordance with our Global Complaints/Requests Handling Policy. If you are dissatisfied with our response, you may then seek further recourse by contacting the relevant local Supervisory Authority or the local competent court. You may also contact our lead Supervisory Authority.
1. BETABURG TERMS & CONDITIONS (T&C).
As used in this Agreement, the term "we" or "us" or "Our" or "sites" includes all betaburg.com websites and pages that are associated and all devices, applications or services that betaburg operates or offers that link to this Agreement. The term “you” or “User” refers to a Visitor, Member or Customer. By accepting electronically, installing, accessing or using the Services, you agree to be bound by the terms and conditions of this Agreement, Privacy and Security Policy, as they may be amended from time to time in the future. You may not use the Services if you do not agree to this Agreement,.
Accepting the Term Privacy and your Personal Information
Description of the Services Account Information from Third Party Sites
Third-Party Links Registration Information
Use of the Service Use of Your Mobile Device
Online and Mobile Alerts Rights You Grant to Us
Our Intellectual Property Rights Access and Interference
Rules for Posting Social Media Sites
Disclaimer of Representations and Warranties Not a Financial Planner, Broker or Tax Advisor
Limitations on sites Liability Your Indemnification of betaburg
Ending your relationship with betaburg Modifications
Governing Law and Forum for Disputes Miscellaneous betaburg app
Third Party Requirements
1. Accepting the Terms
By using the information, tools, features, software and functionality including content, updates provided by betaburg, you agree to be bound by this Agreement, whether you are a Visitor, a Member or a Customer If you wish to become a Member, communicate with other Members, become a Customer or make use of the Services, you must read this Agreement and indicate your acceptance during the registration process. You may not use our Services or you may not accept this Agreement if you are not at least 18 years of age and, in any event, of a legal age to form a binding contract with us. If you accept this Agreement, you represent that you have the capacity to be bound by it or if you are acting on behalf of a company or entity that you have the authority to bind such entity. Before you continue, you should print or save a local copy of this Agreement for your records.
2. Privacy and your Personal Information
You can view our Privacy Statement here and on the Site for the Services. You agree to the applicable our Privacy Statement, and any changes published by us. You agree that we may use and maintain your data according to the our Privacy Statement, as part of the Services. You give us permission to combine information you enter or upload for the Services with that of other users of the Services and/or other services. We may access or store personal information in multiple countries, including countries outside of your own country to the extent permitted by applicable law.
3. Description of the Services
Our Service is a personal finance information management service that allows you to consolidate and track your financial information. These Services are provided to you by us without charge (it is free) and is meant to provide you with your information to allow you to organize and manage your finances. Please be noted that we reserve all rights to charge you for any service we are providing at anytime. These Services may also present you information relating to third party products or services (“Our Offers”), as well as provide you general tips, recommendations and educational material.
4. Account Information from Third Party Sites
Users may direct us to retrieve their own information maintained online by third-parties with which they have customer relationships, maintain accounts or engage in financial transactions (“Account Information”). We works with one or more online service providers to access this Account Information. We makes no effort to review the Account Information for any purpose, including but not limited to accuracy, legality or non-infringement. we are not responsible for the products and services offered by or on third-party sites. We cannot always foresee or anticipate technical or other difficulties which may result in failure to obtain data or loss of data, personalization settings or other service interruptions. We cannot assume responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, communications or personalization settings. For example, when displayed through the Services, Account Information is only as fresh as the time shown, which reflects when the information is obtained from such sites. Such information may be more up-to-date when obtained directly from the relevant sites. You can refresh your Account Information through the Services, in the manner prescribed in the associated instructions.
5. Third-Party Links
6. Registration Information
In order to allow you to use the Services, you will need to sign up for an account with us. We may verify your identity. You authorize us to make any inquiries we consider necessary to validate your identity. These inquiries may include asking you for further information, requiring you to provide your full address and/or requiring you to take steps to confirm ownership of your email address or financial instruments, ordering a credit report, or verifying information you provide against third party databases or through other sources. If you do not provide this information or we cannot verify your identity, we can refuse to allow you to use the Services at any time. You agree and understand that you are responsible for maintaining the confidentiality of your password which, together with your LoginID e-mail address, allows you to access the Sites. That LoginID and password, together with any mobile number or other information you provide form your “Registration Information.” By providing us with your e-mail address, you agree to receive all required notices electronically, through the Services by displaying links to notices generally on the Site, to that e-mail address. It is your responsibility to update or change that address, as appropriate. Notices will be provided in HTML (or, if your system does not support HTML, in plain-text) in the text of the e-mail or through a link to the appropriate page on our site, accessible through any standard, commercially available internet browser. If you become aware of any unauthorized use of your Registration or Account Information for the Services, you agree to notify us immediately at the email address - email@example.com. If you believe that your Registration or Account Information or device that you use to access our Services has been lost or stolen, that someone is using your account without your permission, or that an Unauthorized Transaction has occurred, you must notify us immediately in order to minimize your possible losses. our email id is firstname.lastname@example.org
7. Use of the Services
Your right to access and use the Sites and the Services is personal to you and is not transferable by you to any other person or entity. You are only entitled to access and use the Sites and Services for lawful purposes. Accurate records enable us to provide the Services to you. You must provide true, accurate, current and complete information about your accounts maintained at other web sites, as requested in our setup forms, and you may not misrepresent your Registration and Account Information. In order for the Services to function effectively, you must also keep your Registration and Account Information up to date and accurate. If you do not do this, the accuracy and effectiveness of the Services will be affected. You represent that you are a legal owner of, and that you are authorized to provide us with, all Registration and Account Information and other information necessary to facilitate your use of the Services. Your access and use of. Services may be interrupted from time to time for any of several reasons, including, without limitation, the malfunction of equipment, periodic updating, maintenance or repair of the Services or other actions that we, in its sole discretion, may elect to take. In no event will we be liable to any party for any loss, cost, or damage that results from any scheduled or unscheduled downtime. Your sole and exclusive remedy for any failure or non-performance of the Services, including any associated software or other materials supplied in connection with such services, shall be for us to use commercially reasonable efforts to effectuate an adjustment or repair of the applicable service. From time to time, we may include new and/or updated pre-release features and trial use in Services for your use and which permit you to provide feedback. You understand and agree that your use of service is voluntary and we are not obligated to provide you with any preview features. Furthermore, if you decide to use the service you agree to abide by any rules or restrictions we may place on them. You understand that once you use the services, you may be unable to revert back to the earlier version of the same or similar feature. Additionally, if such reversion is possible, you may not be able to return or restore data created within the new service back to the earlier version. The new service are provided on an “as is” basis and may contain errors or inaccuracies that could cause failures, corruption or loss of data and/or information from any connected device. You acknowledge and agree that all use of the new service is at your sole risk.
8. Use of Your Mobile Device
Use of these Services may be available through a compatible mobile device, Internet and/or network access and may require software and internet. You agree that you are solely responsible for these requirements, including any applicable changes, updates and fees as well as the terms of your agreement with your mobile device and telecommunications provider. WE MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED AS TO: (i) THE AVAILABILITY OF TELECOMMUNICATION SERVICES FROM YOUR PROVIDER AND ACCESS TO THE SERVICES AT ANY TIME OR FROM ANY LOCATION; (ii) ANY LOSS, DAMAGE, OR OTHER SECURITY INTRUSION OF THE TELECOMMUNICATION SERVICES; AND (iii) ANY DISCLOSURE OF INFORMATION TO THIRD PARTIES OR FAILURE TO TRANSMIT ANY DATA, COMMUNICATIONS OR SETTINGS CONNECTED WITH THE SERVICES.
9. Online and Mobile Alerts
We may from time to time provide automatic alerts and voluntary account-related alerts. Automatic alerts may be sent to you following certain changes to your account or information, such as a change in your Registration Information. Voluntary account alerts may be turned on by default as part of the Services. They may then be customized, deactivated or reactivated by you. We reserve right to keep these alert turned on by force. These alerts allow you to choose alert messages for your accounts. We may add new alerts from time to time, or cease to provide certain alerts at any time upon its sole discretion. Each alert has different options available, and you may be asked to select from among these options upon activation of your alerts service. You understand and agree that any alerts provided to you through the Services may be delayed or prevented by a variety of factors. We may make commercially reasonable efforts to provide alerts in a timely manner with accurate information, but cannot guarantee the delivery, timeliness, or accuracy of the content of any alert. We shall not be liable for any delays, failure to deliver, or misdirected delivery of any alert; for any errors in the content of an alert; or for any actions taken or not taken by you or any third party in reliance on an alert. Electronic alerts will be sent to the email address you have provided as your primary email address for the Services. If your email address or your mobile device’s email address changes, you are responsible for informing us of that change. You can also choose to have alerts sent to a mobile device that accepts text messages. Changes to your email address or mobile number will apply to all of your alerts. Because alerts are not encrypted, we will never include your password or sensitive information. However, alerts may include your Login ID and some information about your accounts. Depending upon which alerts you select, information such as an account balance or the due date for your credit card payment may be included. Anyone with access to your email will be able to view the content of these alerts.
10. Rights You Grant to Us
By submitting information, data, passwords, usernames, PINs, other log-in information, materials and other content to us through the Services, you are licensing that content to us for the purpose of providing the Services. We may use and store the content in accordance with this Agreement and our Privacy Statement. You represent that you are entitled to submit it to us for use for this purpose or be subject to any restrictions or limitations. By using the Services, you expressly authorize us to access your Account Information maintained by identified third parties, on your behalf as your agent. You understand and agree that the Services are not sponsored or endorsed by any third parties accessible through the Services. We are not responsible for any payment processing errors or fees or other Services-related issues, including those issues that may arise from inaccurate account information.
11. Our Intellectual Property Rights
The contents of the Services, including its “look and feel” (e.g., text, graphics, images, logos and button icons), photographs, editorial content, notices, software (including html-based computer programs) and other material are protected under both country and other applicable copyright, trademark and other laws. The contents of the Services belong or are licensed to betaburg or its software or content suppliers. We grants you the right to view and use the Services subject to these terms. You may download or print a copy of information for the Services for your personal, internal and non-commercial use only. Any distribution, reprint or electronic reproduction of any content from the Services in whole or in part for any other purpose is expressly prohibited without our prior written consent. You agree not to use, nor permit any third party to use, the Site or the Services or content in a manner that violates any applicable law, regulation or this Agreement.
12. Access and Interference
You agree that you will not:
Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor the Services or any portion of the Services, without our express written consent, which may be withheld in our sole discretion;
Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search the devices, other than the search engines and search agents available through the Services and other than generally available third-party web browsers (such as Microsoft Explorer);
Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of the Services; or
Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of the Services.
13. Rules for Posting
As part of the Services, we may allow you to post content on blogs and at various other publicly available locations on the Sites. These forums may be hosted by us or by one of our third party service providers on our behalf. You agree in posting content to follow certain rules.
You are responsible for all content you submit, upload, post or store through the Services.
You are responsible for all materials ("Content") uploaded, posted or stored through your use of the Services. You grant us a worldwide, royalty-free, non-exclusive license to host and use any Content provided through your use of the Services. Archive your Content frequently. You are responsible for any lost or unrecoverable Content. You must provide all required and appropriate warnings, information and disclosures. We are not responsible for the Content or data you submit through the Services. By submitting content to us, you represent that you have all necessary rights and hereby grant us a perpetual, worldwide, non-exclusive, royalty-free, sublicenseable and transferable license to use, reproduce, distribute, prepare derivative works of, modify, display, and perform all or any portion of the content in connection with Services and our business, including without limitation for promoting and redistributing part or all of the site (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each User a non-exclusive license to access your posted content through the Sites, and to use, reproduce, distribute, prepare derivative works of, display and perform such content as permitted through the functionality of the Services and under this Agreement.
You agree not to use, nor permit any third party to use, the Services to a) post or transmit any message which is libelous or defamatory, or which discloses private or personal matters concerning any person; b)post or transmit any message, data, image or program that is indecent, obscene, pornographic, harassing, threatening, abusive, hateful, racially or ethnically offensive; that encourages conduct that would be considered a criminal offense, give rise to civil liability or violate any law; or that is otherwise inappropriate; c)post or transmit any message, data, image or program that would violate the property rights of others, including unauthorized copyrighted text, images or programs, trade secrets or other confidential proprietary information, and trademarks or service marks used in an infringing fashion; or d) interfere with other Users’ use of the Service, including, without limitation, disrupting the normal flow of dialogue in an interactive area of the Sites, deleting or revising any content posted by another person or entity, or taking any action that imposes a disproportionate burden on the Service infrastructure or that negatively affects the availability of the Service to others.
Except where expressly permitted, you may not post or transmit charity requests; petitions for signatures; franchises, distributorship, sales representative agency arrangements, or other business opportunities (including offers of employment or contracting arrangements); club memberships; chain letters; or letters relating to pyramid schemes. You may not post or transmit any advertising, promotional materials or any other solicitation of other users to use goods or services except in those areas that are designated for such purpose.
You agree that any employment or other relationship you form or attempt to form with an employer, employee, or contractor whom you contact through areas of the Sites that may be designated for that purpose is between you and that employer, employee, or contractor alone, and not with us.
You may not copy or use personal identifying or business contact information about other Users without their permission. Unsolicited e-mails, mailings, telephone calls, or other communications to individuals or companies whose contact details you obtain through the Services are prohibited.
You agree that we may use any content, feedback, suggestions, or ideas you post in any way, including in future modifications of the Service, other products or services, advertising or marketing materials. You grant us a perpetual, worldwide, fully transferable, sublicensable, non-revocable, fully paid-up, royalty free license to use the content and feedback you provide to us in any way.
14. Social media sites
15. Disclaimer of Representations and Warranties
THE SITES, SERVICES, INFORMATION, DATA, FEATURES, AND ALL CONTENT AND ALL SERVICES AND PRODUCTS ASSOCIATED WITH THE SERVICESOR PROVIDED THROUGH THE SERVICES (WHETHER OR NOT SPONSORED) ARE PROVIDED TO YOU ON AN “AS-IS” AND “AS AVAILABLE” BASIS. BETABURG, ITS AFFILIATES, AND ITS THIRD PARTY PROVIDERS, LICENSORS, DISTRIBUTORS OR SUPPLIERS (COLLECTIVELY, "SUPPLIERS") MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE CONTENT OR OPERATION OF THE SITE OR OF THE SERVICES. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. NEITHER WE OR OUR SUPPLIERS MAKE ANY REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, RELIABILITY OR COMPLETENESS OF THE CONTENT ON THE SITES OR OF THE SERVICES (WHETHER OR NOT SPONSORED), AND EXPRESSLY DISCLAIMS ANY WARRANTIES OF NON-INFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE. NEITHER WE OR OUR SUPLIERS MAKE ANY REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SERVICES IS FREE OF INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 15 AND 17 OF THIS PROVISION MAY NOT APPLY TO YOU.
16. Not a Financial Planner, Broker or Tax Advisor
NEITHER WE NOR THE SERVICES ARE INTENDED TO PROVIDE LEGAL, TAX OR FINANCIAL ADVICE. WE ARE NOT A FINANCIAL PLANNER, BROKER OR TAX ADVISOR. The Service is intended only to assist you in your financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and advice obtained through the Service may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.
17. Limitations on site’s Liability
WE SHALL IN NO EVENT BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE) OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFIT, REVENUE OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO THE SITES, YOUR USE OF THE SERVICES, THE SITES OR THIS AGREEMENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, BETABURGS’S LIABILITY TO YOU FOR ANY CAUSE WHATEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF $0.00 (ZERO UNITED STATES DOLLAR).
18. Your Indemnification of betaburg
You shall defend, indemnify and hold harmless betaburg and its officers, directors, shareholders, and employees, from and against all claims, suits, proceedings, losses, liabilities, and expenses, whether in tort, contract, or otherwise, that arise out of or relate, including but not limited to attorneys fees, in whole or in part arising out of or attributable to any breach of this Agreement or any activity by you in relation to the Sites or your use of the Services.
19. Ending your relationship with betaburg
This Agreement will continue to apply until terminated by either you or us as set out below. If you want to terminate your legal agreement with us, you may do so as follows: Your account will be closed and your ability to log in deactivated immediately. Your betaburg.com account data will be removed within 60 days subject to and as explained in our Privacy Statement.
To close your account for the Service, please send us email at email@example.com
we may at any time, terminate its legal agreement with you and access to the Services:
if you have breached any provision of this Agreement (or have acted in a manner which clearly shows that you do not intend to, or are unable to comply with the provisions of this Agreement); b. if we in its sole discretion believes it is required to do so by law (for example, where the provision of the Service to you is, or becomes, unlawful); c. for any reason and at any time with or without notice to you; or d. immediately upon notice, to the e-mail address provided by you as part of your Registration Information.
You acknowledge and agree that we may immediately deactivate or delete your account and all related information and files in your account and/or prohibit any further access to all files and the Services by you. Further, you agree that we shall not be liable to you or any third party for any termination of your access to the Services.
we reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Sites or Services with or without notice. we reserves the right to change the Services, including applicable fees, in our sole discretion and from time to time. If you do not agree to the changes after receiving a notice of the change to the Services, you may stop using the Services. Your use of the Services, after you are notified of any change(s) will constitute your agreement to such change(s). You agree that we shall not be liable to you or to any third party for any modification, suspensions, or discontinuance of the Services. We may modify this Agreement from time to time. Any and all changes to this Agreement may be provided to you by electronic means (i.e., via email or by posting the information on the Sites). In addition, the Agreement will always indicate the date it was last revised. You are deemed to accept and agree to be bound by any changes to the Agreement when you use the Services after those changes are posted.
21. Governing Law and Forum for Disputes
We will respect user's right but we reserve all rights
22. Allegations of Copyright and Trademark Infringements; Notification
We respects the intellectual property rights of others and we asks that users of the Site and Services do the same. If you believe that your intellectual property is being used on the Site in a way that constitutes copyright infringement, please provide our Designated Agent (set forth below) the following information (as required by Section 512(c)(3) of the Digital Millennium Copyright Act):
A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site.
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted.
A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
The information specified above must be sent to betaburg whose contact information is as follows:
Any information or correspondence that you provide to us may be shared with third parties, including the person who provided us with the allegedly infringing material.
Upon receipt of a bona fide infringement notification by betaburg, it is our policy to remove or disable access to the infringing material, notify the user that it has removed or disabled access to the material, and, for repeat offenders, to terminate such user's access to the service. If you believe that your content should not have been removed for alleged copyright infringement, you may send usa written counter-notice with the following information:
Identification of the copyrighted work that was removed, and the location on the Site where it would have been found prior to its removal;
A statement, under penalty of perjury, that you have a good faith belief that the content was removed as a result of a mistake or misidentification; and
Your physical or electronic signature, together with your contact information (address, telephone number and, if available, email address).
If a counter-notice is received by us, we may send a copy of the counter-notice to the original complaining party informing that person that it may replace the removed material or cease disabling it in 20 business days. Unless the copyright owner files an action seeking a court order against the user, the removed material may be replaced or access to it restored in 20 to 25 business days or more after receipt of the counter-notice, at our discretion.
II. SUPPLEMENTAL TERMS AND CONDITIONS FOR THE SERVICES.
These Supplemental Terms and Conditions apply for
23. betaburg app.
You can download from the Mac App Store a companion app to the betaburg Service will give you an up-to-date snapshot of your finances. You are responsible for the fee you incur and are charged by a third party, which may change from time to time, in connection with your download and use of app. We have no obligation to refund any payments made to such third party for your use of app as set out in this Agreement.
24. Third Party Requirements.
If you downloaded any of the Services or product from the Mac App Store, the following terms also apply to you:
Acknowledgement: You acknowledge that this Agreement is between you and us only, and not with third party such as Apple, and us. Apple, is solely responsible for the Software and the content thereof.
Scope of License: The license granted to you for the Software is a limited, non-transferable license to use the Software on Mac product that you own or control and as permitted by the Usage Rules set forth in the terms of service applicable to the Mac App Store.
Maintenance and Support: betaburg and not Apple is solely responsible for providing any maintenance and support services, for which additional fees may apply, with respect to the Services. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the Software.
Warranty: betaburg is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the Software to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the Software to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Software, and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be betaburg’s sole responsibility.
Product Claims: betaburg, not Apple, is responsible for addressing any user or third party claims relating to the Software or the user’s possession and/or use of the Software, including, but not limited to: (i) product liability claims; (ii) any claim that the Software fail to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
Intellectual Property Rights: You acknowledge that, in the event of any third party claim that the Software or your possession and use of the Software infringes that third party’s intellectual property rights, betaburg, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.
Legal Compliance: You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a terrorist-supporting country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
Third Party Terms of Agreement: You must comply with any applicable third party terms of agreement when using the Software.
Third Party Beneficiary: You acknowledge and agree that Apple and Apple’s subsidiaries are third party beneficiaries of this Agreement, and that, upon your acceptance of the terms and conditions of the Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce the Agreement against you as a third party beneficiary thereof.
© 2016 betaburg. All rights reserved.
Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice.
At last but not least. we reserve all rights.
This Privacy Statement describes We collection, use, disclosure, and protection of your personal information collected or provided through our websites and devices or applications and how we use personal information in connection with our services offered through the services. It applies to any Site where this Privacy Statement is referenced or linked to.
Personal information is information that identifies you and is associated with a specific person. Personal information does not include information that is anonymous, aggregated, or is no longer identifiable to a specific person.
By using our Site, Service, or providing us your personal information, you agree to this Privacy Statement and agree to be bound and abide by our Terms of Service found here. If you do not agree with any term in this Privacy Statement, please do not provide us your personal information or use the Site.
Information we process may be transferred to, stored, and processed in, the United States or any other county in which we or its affiliates, subsidiaries, or service providers maintain operations. By using and providing information to us through the Site or Service, you agree and consent to the transfer, storage, and processing of your information to any such country in order to provide the Site and Service.
Our Site and Services are not intended for children under the age of 13 or if you are not of a legal age to form a binding contract with us. We do not knowingly collect personal information from these individuals.
Information we collect
We may collect the following categories of personal information about you through the Site, including but not limited to:
Registration information: When you register for a Service, you will be asked for basic registration information, such as an email address and password.
Identification information: You may also be asked to provide identification information to confirm your identity, including your first and last name, username, address, Mobile number and country.
Third party credentials: You may also enter in certain passwords, usernames, account numbers, and other account information for third party sites and Internet services ("Third Party Sites"). Information from Third Party Sites: In order to display information to you through a Service, we may collect, on your behalf, your account and other personal information from Third Party Sites that you register under your account via the Service.
Contests and surveys: From time to time, you may be offered an opportunity to participate in a contest, survey, or other promotion. We may collect or you may submit information in connection with one of these promotions.
Technical and navigational information: We collect information about your interaction with our Site such as computer browser type, pages visited, average time spent on our Site, IP address, unique identifier of the device, operating system version and app version and etc.
Location information: If you choose to use a location enabled Service, we may collect location information from your device and will notify you of this collection. You may control or disable the sharing of location information via your device setting and/or the Site.
Other information: We may request or receive other personal information such as feedback, questions, comments, suggestions, or ideas to provide you with other benefits or to improve upon the Service. In such instances, you will be given the opportunity to provide or decline that information.
How we use the information we collect
We use your personal information to:Fulfill your requests for certain products and Services;
Respond to your inquiries about our Services;
Analyze Site usage and improve the Services provided through the Sites;
Alert you to software compatibility issues and to improve our web design and functionality;
Deliver to you any administrative notices or alerts and communications relevant to your use of the Services;
offer you other products, programs, or services that we believe may be of interest to you;
Perform market research, project planning, product development, troubleshooting problems, analysis of user behavior, marketing and promotions;
Detect and protect against errors, fraud, or other criminal activity;
Enforce our Terms of Service and as otherwise set forth in this Privacy Statement; and
in connection with a merger, sale, of substantially all of our assets, or corporate reorganization. In order to allow you to use certain Services, we may be required to verify your identity. To do so, we may, directly or through third parties, use information you provide to order a credit report or to verify information you provide against third party databases or through other sources. We may also use your information to verify your identity in the event you contact us for assistance with the Sites or Services.
We may use your information to pre-fill form fields on the Sites for your convenience.
We may use information you provide about Third Party Sites to provide the Services, which may include accessing the Third Party Sites you select on your behalf, so that we can present the requested information to you. When you use the Mobile Application or mobile versions of our Sites, we may collect the unique device identifier assigned to that device by phone makers, carriers, or makers of the operating system (the "Device ID"). Device IDs allow app developers, advertisers, and others to uniquely identify your device for purposes of storing application preferences and other data.
We may use your Device ID for security purposes. For example, if you have activated a feature that limits access to a Service from a specific device, our systems will access the Device ID from each device you attempt to access the Service with to determine if the device is the specific authorized device. Additionally, we may use Device IDs to monitor suspicious activity. For example, if we detect that a single account on a Site is being accessed from multiple devices, as determined by tracking the Device IDs that access an account, we may contact the user to ensure that such access has been authorized by the user.
How we disclose personal information
We will not, without your permission, sell, publish, or share your personal information to third parties for their marketing purposes.We may share your personal information internally, and its affiliates and subsidiaries, to provide joint content, products, services, and for everyday business purposes. We may share your personal information with its affiliates and subsidiaries to provide joint content, products, services, and for every day business purposes. Our affiliates and subsidiaries will send you marketing communications only if you have requested their services.
We may share your personal information with third party service providers to enable them to assist in fulfilling the requests you make or the transactions you conduct via the Sites, including the operation of certain Site functions and Services. Third parties acting on our behalf that are given access to the your personal information are contractually obligated to abide by our privacy practices and are not allowed to use the information for any other purposes.
We reserve the right, in our sole discretion, to share or disclose your personal information with law enforcement, government officials, and other third parties:
to respond to subpoenas, court orders, or legal process;
in order to investigate, prevent, defend against, or take other action regarding violations of our Terms of Service, illegal activities, suspected fraud, or situations involving potential threats to the legal rights or physical safety of any person or the security of our network, Sites or Services; to respond to claims that any posting or other content violates the rights of third parties; in an emergency, to protect the health and safety of our Sites' users or the general public; or as otherwise required by any applicable law.
We may share your personal information with other third parties with your consent or instructions to do so.
We may share or make available anonymous or aggregate information that cannot by used to identify you individuals with:
third parties for their research, marketing and promotional purposes and those third parties may publicly report the findings of their research or analysis; organizations that conduct research into consumer spending; and users of the Service for purposes of comparison of their personal financial situation relative to the broader community.
If our company or our assets are acquired by another company, or in the event of a merger, consolidation, change in control, transfer of substantial assets, reorganization, or liquidation, we may transfer, sell, or assign to third parties, information concerning your relationship with us, including, without limitation, personal information that you provide and other information concerning your relationship with us. Such third parties will assume responsibility for the personal information collected by us in connection with our business operations or through our Sites and such third parties will assume the rights and obligations regarding such information as described in this Privacy Statement.
How we protect the information we collect
We take the security of your information seriously. We use technical and administrative security measures such as but not limited to firewalls, encryption techniques, and authentication procedures, among others, to maintain the security of your online session.
We may send periodic Site related alerts, weekly summaries, notifications, newsletters, promotions, or other information via email. You may choose to stop receiving alerts, summaries, newsletters and promotions by indicating your preference in your account profile or settings. You may also follow the unsubscribe instructions in the email you receive. Please note that certain Services-related messages that we send are necessary for the proper functioning and use of the Services and you may not have the ability to opt-out of those messages.
Third party offers, advertisements, and data collection
For example, we may use service providers such as Google Analytics and Adobe’s analytics services on parts of the Site to determine age, gender, interest and other data to better serve our customers. If you prefer to not have your data used by these service providers you may visit the Google Analytics opt-out page or Adobe’s analytics service page.
Blogs and other forums
We may offer blogs or similar public forums where you can communicate with us or other users. Any information that you submit or post to these blogs or other forums could be viewed by other viewers or may otherwise be publically available. If you choose to post personal information, other viewers may use this information to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these blogs and other forums. If you would like to request removal of your information from our blogs or other forums, please contact us using the information provided at the end of this Privacy Statement. In some cases, we may not be able to remove your information, in which case we will let you know if we are unable to do so.
To help operate the Site, enhance you experience, and collect information about online activity, we may place small data files on your computer or other device. These data files may be in the form of cookies, pixel tags, local shared objects, or other similar technologies. Cookies and similar technologies enable us to personalize our Site and Service for you. These technologies may allow us to store and manage you preferences and settings, measure and analyze how you use our Site and effectiveness of our communications, offer targeted products, programs and services, and help us improve our products, services, and security.
Most browsers provide you with the ability to block, delete, or disable these technologies. If you choose to reject cookies or similar technologies, some Services may not be available or some functionality may be limited or unavailable. Please review your browser manufacturer’s help pages for assistance with changing your settings.
Do Not Track notice
Without an industry or legal standard of interpreting Do Not Track Signals (“DNT”) sent to us by your browser, we do not respond to DNT signals at this time. To learn more about how DNT works, please visit http://allaboutdnt.com/.
Changes to your personal information
You may access, review, and update much of the information you have submitted to us at any time via the Site or Service.
You may chose to close or request that we delete your account for the Service at anytime. We will use commercially reasonable efforts to remove your information, although some information may be retained. For example, some information may be retained on a backup server or media, which is necessary to help ensure continued availability of our Service.
Changes to this Privacy Statement
We may update this Privacy Statement periodically. Changes are effective immediately upon posting. The date last revised appears at the top of this Statement.
Do you have Questions
If you have questions or concerns regarding this Privacy Statement, our security practices, or our information handling practices please contact: firstname.lastname@example.org